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The Mortgage Route A to Z
CCA

This glossary or A to Z should help clear up any confusion as to what terms mean what in the mortgage and insurance industry

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Letter C

CCA

Consumer Credit Act the legislation which is set to control the lending of money to individuals.

A regulated loan is a loan not exceeding 25,000 and would hence not include a mortgage over 25,000. For this reason many lenders set a minimum loan of 25,001 so as to not be treated as a regulated loan.


FSA declaration and important text about mortgage advice