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The Mortgage Route A to Z
Credit check

This glossary or A to Z should help clear up any confusion as to what terms mean what in the mortgage and insurance industry

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Letter C

Credit check

Enquiry made in relation to the credit history of an applicant, normally by referring to one or more of the major credit agencies such as Equifax, or Experian previously know as CCN.

It is common to find information on one credit reference agency that may not be recorded with the other, so if you are having trouble getting credit it is important to obtain you credit file from both.

You can obtain your own credit file by writing to the credit reference agencies direct. If you click on one or both of the links below you will find out the process necessary to obtain you own file, this usually involves a fee of 2.00

Please note when clicking these links you will be leaving Mortgage Route and as such Mortgage Route cannot be held responsible for any content that you may find.

EXPERIAN                EQUIFAX



FSA declaration and important text about mortgage advice